Bank of Thailand plans to tighten regulations on online gold trading as its price soars

Category: Top Stories

Listening

Unlocking Word Meanings

Read the following words/expressions found in today’s article.

  1. fluctuating / ˈflʌk tju eɪ tɪŋ / (adj.) – going up and down or changing often, rather than staying the same
    Example:

    Many families worry about fluctuating food prices at the market.


  2. cap / kæp / (v.) – to limit or set a maximum on something, such as an amount, number, or price
    Example:

    The city can cap taxi fares during holidays to stop prices from rising too much.


  3. holding / ˈhoʊl dɪŋ / (n.) – something that has value, like money or property that a person or company owns or keeps
    Example:

    He sold some of his holdings in the business to buy a sports car.


  4. investment / ɪnˈvɛst mənt / (n.) – something bought in order to earn more money or increase in value
    Example:

    Properties can be a good investment for the future.


  5. livestream / ˈlaɪvˌstrim / (v.) – to show an event live on the internet so people can see it at the same time it happens
    Example:

    The concert will be livestreamed so fans from other countries can watch.


Article

Read the text below.

The Bank of Thailand has tightened regulations on online gold trading to curb the impact of fluctuating prices on the local currency. The new measures will not have a big impact on gold trading, which has become increasingly popular, but will improve the transparency of online platforms, the central bank’s assistant governor, Pimpan Charoenkwan, said.


The regulations, which took effect this month, cap online gold transactions conducted in Thai baht at 50 million baht ($1.6 million) per user per day. Any transaction exceeding that limit requires approval from the authorities.


However, the rules do not apply to users who were already holding more than 50 million baht worth of gold in their accounts before the end of January. They are allowed to sell their holdings back to platform operators without seeking additional permission.


The regulations also do not apply to gold trades in foreign currencies or to physical gold transactions. Pimpan said gold traders are required to maintain some transaction records and regularly report those activities to the Bank of Thailand.


The international price of gold has more than doubled this year, and last January topped $5,000 per ounce for the first time. Gold prices in Thailand surged above 80,000 baht ($2,545) per baht-weight for the first time, before dropping sharply, highlighting the volatility that has raised concerns.


Baht-weight is the standard unit for measuring the weight and purity of gold in Thailand. It usually is 15.244 grams (about 0.54 ounces) for 23 karat gold bars and about 15.16 grams (0.53 ounces) for gold jewelry, but varies slightly depending on purity.


Thailand has never properly regulated gold trading, though it’s a major investment method in the country, the Bank of Thailand’s governor, Vithai Ratanakorn, said in a livestreamed speech to an economic seminar.


“Collecting gold is already a culture in Thailand, and these past few years the stock market has underperformed, so more people turned to gold trading,” he said.


This article was provided by The Associated Press.


Viewpoint Discussion

Enjoy a discussion with your tutor.

Discussion A

  • The article says the Bank of Thailand has tightened regulations on online gold trading. Why do you think it is important to have rules or regulations for buying and selling gold? Discuss.
  • The article says some people buy gold when other investments, like the stock market, are not doing well. If you had some money to invest, would you invest in gold? Why or why not? What other valuable investments would you be interested in? Discuss.

Discussion B

  • According to Ratanakorn, collecting gold is already a culture in Thailand. What do you think about gold collecting becoming part of a country’s culture? Do you think collecting or owning gold is important in your country, as it is in Thailand? Why or why not? Discuss.
  • People often buy gold for gifts or personal collections. Would you consider collecting gold or giving it as a gift? Why or why not? Discuss.