Hi! I'm Ma. Clarinda E. Encarnado, you can call me Cindy. I'm a graduate of Bachelor of Science in Commerce major in International Business at Assumption College San Lorenzo. I used to worked in one of the biggest local commercial bank in the Philippines. Having worked there for twelve years, I decided to take an early retirement so I can focus on family life. For two years now I'm a full-time housewife and mommy to my three children. Giving more time to them, watching and being with them as they grow is a fulfillment for me. I love watching movies, going to the beach, hanging out with friends and family. I like meeting new people, making new friends and discover their uniqueness. I always want to learn new things. Cooking, baking, crafts, and photography interests me a lot. I value time, friendship, honesty, love, and respect that's why I always try to make everything counts, every opportunity efficient and at its best.