Hello! I am Carmelita, but you can call me Girlie. I completed my bachelor's degree in commerce, majoring in Professional Accounting. I spent 38 years as a bank officer focused on branch operation, people handling, and customer service. Part of my responsibility was orienting and training new hires to get acquainted with the bank's policies and procedures. I am excited to have a fun and enjoyable English-learning class with you. I hope to see you soon!