Knowing a person’s financial mindset can help you understand how he/she handles money.
STEP A EXPRESSIONS
I. Go over the expressions with your tutor.
1. Cheapskate is a negative term for people who don’t like to spend money.
He doesn’t like shopping because he’s a cheapskate.
2. To split the bill means to pay for your own expenses when you go out with someone.
We always split the bill when we eat out.
3. To live beyond one’s means means to spend more money than you actually have.
She has a lot of debt because she lives beyond her means.
II. Imagine you’re going on a dinner date. Describe your ideal date using some of the expressions above.
STEP B PRONUNCIATION
/ beyonder /
Annie lives / beyonder / means.
Yuko, Kelsie, and Mami are hanging out at a coffee shop.
Wow, is that the new bag you were talking about? I love it.
Thanks! Kelsie helped me decide which one to buy.
It reminds me of that signature bag my ex gave me…
Ah, I remember that one! Ryu was a really generous guy. He always treated you to really expensive dinners, right?
Yeah, unlike my ex! Hans and I always split the bill whenever we had dinner.
Well, Hans was trying not to live beyond his means, you know. (laughs) Anyway, back to Ryu. He seemed like a nice guy. You never told us why you broke up with him, Mami.
Oh, he was so materialistic—he always talked about his huge collection of watches! Once, he got so mad at me for using the same bag every day. He called me a cheapskate!
Whoa, he said that? That’s so rude!
Yeah, I broke up with him that day.
To treat someone to something means to pay for their food, movie tickets, etc. If you want to offer to pay for someone, you can say it’s my treat or it’s on me.
STEP A EXERCISE
Are the underlined expressions used correctly? If not, change the sentences.
- Tyler hates giving tips when we eat out. He’s such a cheapskate!
- Midori lives beyond her means and makes sure that she buys only what she needs.
- My friend and I always split the bill when we go out to eat. I pay for my food, and he pays for his.
- Marge is a cheapskate; she always treats me to dinner at expensive restaurants.
- Aya can’t save any money because she always lives beyond her means.
STEP B EXERCISE
Describe the people using the pictures and the expressions in the box. The form of some expressions may need to be changed.
1. Meg _____.
2. Brent and Joyce _____.
3. Andrew _____.
4. My best friend _____.
You are planning to introduce one of your good friends to your coworker. While waiting for your friend to arrive, your coworker asked about him/her. Tell your coworker about your friend.
- a cheapskate
- split the bill
- live beyond one’s means
Discuss your ideas.
PAYING FOR OTHERS
LIVING BEYOND ONE’S MEANS
2PAYING FOR OTHERS
3LIVING BEYOND ONE’S MEANS
I can talk about someone’s financial mindset.
LESSON GOAL ACHIEVEMENT
Could complete the task with ease
Could complete the task with some clarifications
Could complete the task with additional instructions
Could somehow complete the task with difficulty
the ability to use a wide variety of vocabulary
the ability to speak correctly
the ability to speak smoothly without pauses or fillers
the ability to manage a conversation